Medicare Coverage Overview for Diabetics

What Medicare Parts A, B, C, and D cover for diabetic patients — the short version.

Part A

Hospital insurance. Covers inpatient care related to diabetes complications.

Part B

Outpatient and DME. Covers test strips, lancets, CGMs, pumps, pump supplies, therapeutic shoes, and inserts.

Part C (Advantage)

Combines A + B and often adds extras — OTC allowance, meal delivery, no-co-pay test strips.

Part D

Prescription drugs. Covers insulin (capped at $35/month) and pen needles.